SeacoastBank + Drummond Community Bank: A Future You Can Bank On

Seacoast Bank - A New Kind Of Community Bank.  Living, Working, and Investing In Our Local Communities Since 1926   Learn More

Personal Loans
Drummond Community Bank offers a variety of lending solutions depending on your goals and circumstances. Apply for a personal loan in North Florida from the convenience of your home. Our secure online application makes applying for a personal loan lending a breeze.

Money You Need When You Need It

Get a loan in North Florida that’s right for you. When you borrow from Drummond Community Bank, we make it easy to prepare for life’s planned and unexpected expenses. Whether you’re buying a car, purchasing a farm, or covering emergency expenses, we offer the perfect lending solutions at competitive rates. Click "apply now" to start our quick 1-2-3 step process for approval.

Apply online for a personal loan in North Florida!

At Drummond Community Bank, our mission is simple. We strive to provide you with the very best banking services and sound business decisions all while giving back to the Florida communities we serve. To you we may just be a bank, but we’re a bank that wants to help you and your money grow. Apply for a personal loan today either online or by visiting one of our branch locations in Archer, Bronson, Cedar Key, Chiefland, Cross City, Crystal River, Fort White, Gainesville, Herhando, Inglis, Lake City, Mayo, Ocala, Old Town, Trenton, and Williston!

Need Help Deciding?

If it’s your first time applying for a personal or auto loan or you’re unsure which one is right for you, we can help. The key to making a smart financial decision begins with understanding the benefits of each product and determining which one meets your goals. Give us a call or visit your nearest Drummond branch.

FAQs About Personal Loans

How much can I borrow with a personal loan?

Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. At Drummond Community Bank, our personal loan range is between $1,000-$50,000.

Is it easy to get approved for a personal loan?

The application process for a personal loan is fairly simple and can be completed online in a matter of minutes. Approval depends on your credit, income, and other information provided on your application.

Which bank is best for personal loans?

At Drummond Community Bank, we are proud to bring you the best possible personal loan terms and features such as no origination fee or prepayment penalty, the ability to check your rate without affecting your credit score, competitive rates, and quick access to funds.

Can I apply online for a personal loan?

Yes, you can check your rate and apply for a personal loan online.

 


Check Your Loan Status

Have you already applied for a loan with Drummond Community Bank? Contact us if you have questions and to check the status of your loan application.

 

1. When you check your rate, we perform a soft inquiry on your credit report. This initial “soft” inquiry will not affect your credit score. If you complete the application process, we will perform a “hard” credit inquiry which may impact your credit score. If you accept a loan, repayment information will be reported to the credit bureaus.


 * Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. The minimum loan amount in GA is $3,100

2. Subject to credit approval. Available for residents of Florida, Georgia & Alabama only. No origination or application fee. Drummond Personal Loans feature rates no greater than 17.99% Annual Percentage Rate (APR), with available terms of 3 years (36 months) or 5 years (60 months). Rate and term are based on creditworthiness, income, and information provided in your loan application. For example, if you are approved for a $10,000 loan at 11% APR for a term of 36 months, you will pay $327.39 a month and a total of $11,785.94 over the 36-month life of the loan. Your rate and loan amount may differ from the provided example. Longer repayment terms may have higher rates.

3. If you accept your loan by 5:00 pm ET (not including weekends or holidays), you will generally receive your funds the next business day. If accepted after 5:00 pm ET Monday-Friday or during the weekend or holidays, you will generally receive your funds two business days later.

4. Your loan amount will be determined based on your credit, income, the outstanding balance of your current auto loan, and certain other information provided in your loan application. Not all applicants will qualify for the full amount.

5. Subject to credit approval. Available for residents of Florida, Georgia & Alabama only. No origination or application fee. Drummond Auto Loans feature rates no greater than 17.99% Annual Percentage Rate (APR), with available terms ranging from 2 years (24 months) to 6 years (72 months). Rate and term are based on creditworthiness, income, and information provided in your loan application. For example, if you are approved for a $20,000 loan at 13% APR for a term of 48 months, you will pay $536.55 a month and a total of $25,754.40 over the 48-month life of the loan. Your rate and loan amount may differ from the provided example. Longer repayment terms may have higher rates.