SeacoastBank + Drummond Community Bank: A Future You Can Bank On

Seacoast Bank - A New Kind Of Community Bank.  Living, Working, and Investing In Our Local Communities Since 1926   Learn More

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With locations in Archer, Bronson, Cedar Key, Chiefland, Cross City, Crystal River, Fort White, Gainesville, Hernando, Inglis, Lake City, Mayo, Ocala, Old Town, Trenton, and Williston, there's an office near you.

How Does the Mortgage Application Work

Once you’ve made the decision to purchase a home, it’s an exciting time. From house hunting to preparing information, there is a lot to consider. 

What do you need to apply for a mortgage? 

  • Employment info for the last 2 years 

  • W-2s from the last 2 years 

  • Pay stubs for 30 days prior to application 

  • Federal income tax returns 

  • Bank statements 

  • Current debts 


Who handles the application? 

The bank and your realtor will work together. Our team will keep you in the loop every step of the way. 

Learn about your mortgage options

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