SeacoastBank + Drummond Community Bank: A Future You Can Bank On

Seacoast Bank - A New Kind Of Community Bank.  Living, Working, and Investing In Our Local Communities Since 1926   Learn More

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With locations in Archer, Bronson, Cedar Key, Chiefland, Cross City, Crystal River, Fort White, Gainesville, Hernando, Inglis, Lake City, Mayo, Ocala, Old Town, Trenton, and Williston, there's an office near you.

How Does a Mortgage Work

Buying or building a house can be stressful. While it's a big decision, we're here to help you through the mortgage process every step of the way.

Here are some things to know:

What upfront costs should you prepare for? 

  • Down payment 

  • Closing costs: We would be happy to provide a personalized estimate for you.  Contact us 

What’s the process? 

  • Pre-qualification

  • Application 

  • Loan underwriting 

  • Appraisal 

  • Closing 


Learn about your mortgage options


Have questions? View our FAQs or reach out to our team. We’re happy to help at any time. 


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