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Positive Pay
Our Positive Pay service for businesses offers protection against unauthorized transactions and fraud for checks and ACH transactions.

Catch Fraud Before It Catches You

Protection against unauthorized transactions and fraud

Positive Pay helps businesses mitigate fraud exposure by checking for unauthorized transactions and forged, altered, or counterfeit checks. Contact us to to learn more about payment fraud protection for businesses in North Florida.

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Sign up for Positive Pay services in North Florida!

At Drummond Community Bank, our mission is simple. We strive to provide you with the very best banking services and sound business decisions all while giving back to the Florida communities we serve. To you we may just be a bank, but we’re a bank that wants to help you and your money grow. Learn more about positive pay for businesses by visiting one of our branch locations in Archer, Bronson, Cedar Key, Chiefland, Cross City, Crystal River, Fort White, Gainesville, Herhando, Inglis, Lake City, Mayo, Ocala, Old Town, Trenton, and Williston! 

Need Help Deciding?

If it’s your first time using positive pay, or you’re unsure which business services are right for you, we can help. The key to making a smart financial decision begins with understanding the benefits of each product and determining which one meets your goals. Give us a call or visit your nearest Drummond branch.

Benefits of Positive Pay

With Positive Pay, businesses provide a list of legitimate checks they’ve issued and we compare that list to the checks presented against your account. If something doesn’t match, we notify you so you can tell us whether to cash it or not.

  • Monitor Checks and ACH Transactions presented for payment
  • Detect fraud before the account is compromised
  • Detect potential unauthorized payments from your business account
  • Integrated with Business Online Banking

Prevent Financial Fraud

Protects against identity theft, fraudsters, and anyone else trying to make unauthorized ACH transactions or cash bad checks.

Frequently Asked Questions:

What Is Positive Pay?

Positive pay is an automated cash-management service used by financial institutions employed to deter check fraud. Banks use positive pay to match the checks a company issues with those it presents for payment. Any check considered suspect is sent back to the issuer for examination.

How long does positive pay take?

The Positive Pay service is usually active within three business days.

What are the benefits of ACH Positive Pay?

Protects your business from check fraud.
Blocks non-authorized transactions to your account.
Eliminates the need to close accounts in the event of unauthorized checks clearing.

Don't forget to save, too!

If saving more is on your business to-do list, we can help. The key to making smart financial decisions begins with understanding the benefits of each product and determining which one meets your goal.